
Esoteric Fine Art
An introduction to Art as an Asset
an American FinTech company with a focus on the securitization of Fine Artworks, Collections, and other appreciating assets.

Fine Art as a cashflowing Asset
Esoteric LLC is an American FinTech company with a focus on the securitization of high-value Artworks, Collections, and other appreciating assets.
Financing obtained by Esoteric's proprietary methodology is utilized as investment capital in the Eso investment joint venture partnership between Esoteric and the asset owners.
The resulting joint venture partnership with the Fine Art owners creates cash-flow positive holdings, allowing the enjoyment of their Fine Art as well as desired liquidity.
Our Areas Of Interest

Liquidity
- Art financing provides liquidity without the sale of the artwork...

Bridge to Sale
– an art-backed bridge loan...

Estate Planning
- Art financing can provide liquidity for estate planning and other discrete needs...

Investment
– Leveraging the value of your art asset to create cashflow...
The Esoteric Methodology
validation and valuation

Our combined 50 years of experience in portfolio management allows us to be confident in our ability to mitigate risk.
Historically in art financing large institutions would utilize a measured approach to lending and would only loan against high-end blue-chip fine art for HNWC(high-networth clients). We at Esoteric have discovered a way to incorporate contemporary art monetization to our private clients who are not HNWC.
Collateral validation includes the examination of the artwork’s provenance, which encompasses clean title and authenticity.
Collateral valuation is determined through qualitative assessments, review of comparable sales, review of auction history and appraisals.
Our clients may want to finance a particular business opportunity or purchase another work of art. Conversely, our hybrid art-monetization purchase or fixed annuity creates cashflow that may be used to meet sudden liquidity needs such as payment of estate taxes, and negative income shock. What we’ve discovered along the way is that opportunity vs. need - have different empirical implications.
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